Juana Lajara, CBR
(718) 607-7313
Hablamos Español
Your Personal Real Estate Advisor
Real Estate Tips
12MAY

Locked In and Holding Out: How Low Mortgage Rates Are Freezing the Housing Market
The U.S. housing market is grappling with a persistent shortage of homes, and one major reason is the “lock-in effect.” Homeowners with ultra-low mortgage rates secured during the pandemic are reluctant to sell, even as market demand grows. This hesitance is tightening inventory, driving up prices, and reshaping the dynamics of both buying and selling real estate in 2025.
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05MAY

Buy a Home, Keep the Seller’s Rate
With interest rates nearing 7%, many homebuyers in the U.S. are exploring assumable mortgages as a strategic way to save money. By taking over a seller’s existing home loan with a lower interest rate, buyers can reduce their monthly mortgage payments significantly. This article explains how assumable mortgages work and why they’re gaining popularity in today’s housing market.
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I know everything about Real Estate. Contact Me!
Juana Lajara, CBR
LAJARA REALTY INC
1 Holland Avenue, Suite 103 Floral Park NY 11001
Email: juana@jmlajararealtor.com
Phone: (718) 607-7313, (516) 519-8436
Welcome to Lajara Realty Inc., where we help you MOVE forward! Lajara Realty Inc. was created with the ambition and forward-thinking of four women, Juana, Jennicy, Ardiana, and Jennifer.
The company is a family-owned Real Estate corporation, operating from Nassau and serving families in the Brooklyn, Queens, Nassau, and Suffolk areas. We are passionate about providing our clients with the best experiences by offering the finest services and ensuring we meet their needs. From sellers, buyers, and renters, to investors, we educate ourselves to better assist you in your real estate venture. Our expertise in real estate and customer service will help our consumers guide them through the fundamental process of their real estate transactions.
Whether you’re looking to buy a new home, sell your home, or looking for a rental property at Lajara Realty Inc., we help you move forward.
Hablamos Español
The company is a family-owned Real Estate corporation, operating from Nassau and serving families in the Brooklyn, Queens, Nassau, and Suffolk areas. We are passionate about providing our clients with the best experiences by offering the finest services and ensuring we meet their needs. From sellers, buyers, and renters, to investors, we educate ourselves to better assist you in your real estate venture. Our expertise in real estate and customer service will help our consumers guide them through the fundamental process of their real estate transactions.
Whether you’re looking to buy a new home, sell your home, or looking for a rental property at Lajara Realty Inc., we help you move forward.
Hablamos Español

Why Us?
Accessibility
Our agents are also available after hours
Competence
You can relax knowing you are in good hands
Experience
High probability of a successful transaction
Local experts
Excellent local market knowledge
Property standing
We offer advice on preparing your home for sale
Our Office Location
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